Homeowners and renters are missing out on millions of dollars in tax relief. Use the resources below to learn more.
Minnesota
You may be eligible to receive money back
Minnesota Program Overview
Through the Homestead Credit Refund (for Homeowners) and Renter’s Property Tax Refund program, Minnesota offers property tax relief to both homeowners and renters, including mobile homeowners and those living in nursing homes, assisted living or adult foster care. Homeowners may be eligible for a special property tax refund depending on the increased taxes on their homestead. Having dependents, being over age 65, contributing to a retirement plan, or living with a disability may also increase the amount of refunds.
Property Tax-Aide also features the Property Tax Deferral Program for Senior Citizens in Minnesota.
The information on this page is updated as new information becomes available by the relevant tax agencies.
The Homestead Credit Refund (for Homeowners)
The Homestead Credit Refund (for Homeowners) provides property tax relief for homeowners and mobile homeowners. Depending on your income and property taxes, you may qualify for a refund up to $3,310.
Eligibility
You may qualify for property tax credits if:
- You owned and lived in your home on January 2, 2024
- Your household income for 2023 was less than $135,410
- You cannot be claimed as a dependent on someone else’s tax return
- Your property is classified as your homestead:
- If the property is not classified as homestead on your property tax statement or you bought your home in 2023, you must apply for homestead status with your county assessor and have it approved on or before December 15, 20234
- You must have a valid Social Security Number for your property to be classified as your homestead, or to apply for homestead classification.
- If you are filing a joint claim, at least one spouse must have a valid Social Security Number for your property to be classified as your homestead.
If you owe delinquent property taxes on your home, you cannot file a return unless you pay or make arrangements with the county by August 15, 2025.
You may also qualify for a Special Refund based on how much your property taxes increased if:
- You owned and occupied your home on January 2, 2023, and on January 2, 2024
- Your home's net property tax increased by more than 6% from 2023 to 2024
- The net property tax increase must be more than $100
Mobile Home Owners:
- If you owned and lived in a mobile home on January 2, 2024, and paid rent for the property on which it is located, check Mobile Home Owner as status when Completing the Top of the Return (Form M1PR)
- Do not apply for a refund as a renter, even though you received a CRP from the lot owner. Complete Worksheet 1 on page 30 instruction book and include the worksheet when you file your M1PR
Subtractions: Certain subtractions can help you qualify for the refund or increase your refund amount. Both homeowners and renters may claim a subtraction that can help them qualify for the refund or increase their refund amount for any of these that apply:
- You had dependents, an additional deduction for each dependent is allowed
- You or your spouse were age 65 or older (born before January 2, 1959)
- You contributed to a qualified retirement plan
- You or your spouse had a permanent and total disability on or before December 31, 2023
Application Deadline
Your 2023 return should be electronically filed, postmarked, or dropped off by August 15, 2024. The final deadline to claim the 2023 refund is August 15, 2025.
Required Documentation
Homeowners:
- Form M1PR: Homestead Credit Refund (for Homeowners) and Renter's Property Tax Refund.
- Your Statement of Property Taxes Payable should be available in March 2024. Use it but do not send it in with your application.
- If your property is not classified as homestead on your property tax statement or you bought the home in 2023 you must apply for homestead status with your county assessor’s office and have it approved on or before December 31, 2024. At the time you apply for homestead status, request a signed statement saying that your application was approved. Include it with your Form M1PR.
Mobile Home Owners:
- Use Worksheet 1 on Form M1PR.
Additional Information & Resources
For more information, visit the Homeowners Homestead Credit Refund webpage
For questions, call:
The Minnesota Renter's Property Tax Refund
The Minnesota Renter's Property Tax Refund can provide relief to renters if a portion of their rent goes toward property taxes. You may qualify for a refund up to $2,570.
Eligibility
To qualify, all of the following must be true:
- You are a Minnesota resident or spent more than 183 days in the state
- You cannot be claimed as a dependent on someone else’s tax return
- Your household income for 2023 was less than $73,270
You must have lived in a building on which the owner:
- Was assessed property taxes, or
- Paid a portion of the rent receipts in place of property tax, or
- Made payments to a local government in lieu of property taxes. If you are not sure if property taxes were assessed on the building, check with your building owner.
For residents of nursing homes, immediate care facilities or adult foster care - you may be eligible if:
- If you paid all or part of the costs of your care with your own funds, you are eligible for the refund as a renter.
- If you received CRP from a nursing home, adult foster care provider, intermediate care, assisted living, or other health facility, your filing status is Nursing Home or Foster Care Resident
You are not eligible if:
- If you lived in a nursing home, adult foster care provider, intermediate care, assisted living, or group home and the property is exempt.
- If all of your costs were paid for by medical assistance (Medicaid), SSI, MSA, or Minnesota Housing Support.
Subtractions: Certain subtractions can help you qualify for the refund or increase your refund amount. Renters may claim a subtraction that can help them qualify for the refund or increase their refund amount for any of these that apply:
- You had dependents, an additional deduction for each dependent is allowed
- You or your spouse were age 65 or older (born before January 2, 1959)
- You contributed to a qualified retirement plan
- You or your spouse had a permanent and total disability on or before December 31, 2023
Application Deadline
Your 2023 return should be electronically filed, postmarked, or dropped off by August 15, 2024. The final deadline to claim the 2022 refund is August 15, 2025.
Required Documentation
Renters
-
Form M1PR: Homestead Credit Refund (for Homeowners) and Renter's Property Tax Refund.
-
A completed Certificate of Rent Paid (CRP) for each rental. Your landlord must give it to you by January 31. 2024
- If you rented more than one unit during 2023, you must have a CRP for each unit.
- If your property owner or managing agent does not provide a CRP by March 1, 2024, call the Minnesota Department of Revenue at 651-296-3781 or 1-800-652-9094.
Residents of Nursing Homes, Immediate Care Facilities or Adult Foster Care:
-
Complete Line 18, Renter’s Refund, of Form M1PR if only part of your costs were paid for by medical assistance (Medicaid), SSI, MSA, or Minnesota Housing Support
Additional Information & Resources
For more information, visit the Renter’s Property Tax Refund webpage
For questions, call:
Property Tax Deferral for Senior Citizens
Property Tax Deferral for Senior Citizens may allow you to defer a portion of the property taxes you owe. The property tax you pay will be 3% of your total household income based on your prior year income. The state pays the remainder as a loan. When you sell your home or voluntarily cancel the deferral, you must repay the loan plus interest. The interest rate varies but does not exceed 5%.
Eligibility
To qualify, all of these must be true:
- You are 65 or older in the year you apply. If married, one of you is 65 or older and the other is at least 62.
- Your household income is $96,000 or less.
- You have owned and lived in your home for the last 5 years.
- You do not have a reverse mortgage, a life estate, or any state or federal liens on your property.
- Other liens against your property are less than 75% of the estimated market value.
Application Deadline
Apply by November 1 to defer your property taxes the following year. You may apply in the year you turn 65. Once accepted, you do not need to reapply yearly.
Required Documentation
You will need:
- A copy of this year’s property tax statement
- A report detailing any mortgages, liens, or judgments on the property. For Torrens property, the report is a copy of the current certificate of title, available from your county recorder’s office. The certificate must be dated within 30 days of your application. For abstract property, the report is an owners and encumbrances report prepared by a licensed abstracter showing the last deed recorded and any unsatisfied liens or judgments. The report must be dated within 30 days of your application.
- If you do not know what kind of property you have, contact your county recorder.
Additional Information & Resources
You can apply:
- Online with the Online Application for Property Tax Deferral for Senior Citizens
- By mail using Form CR-SCD, Property Tax Deferral for Senior Citizens
For more information, visit the Property Tax Deferral for Senior Citizens webpage
For questions, email [email protected] or call 651-556-4803
Your Resources
Your state accepts digital and mailed applications
Property Tax-Aide has independently selected the property tax relief programs featured on this website that we think are the most relevant and beneficial to older adults. It is not an exhaustive list of all property tax relief programs available in each state. Please consult your local tax agency for a comprehensive listing of property tax relief programs in your area.