Homeowners and renters are missing out on millions of dollars in tax relief. Use the resources below to learn more.
Maryland
You may be eligible to receive money back
Maryland Program Overview
Property Tax-Aide features Homeowners’ Property Tax Credit Program and Maryland Renters’ Property Tax Credit in Maryland.
The information on this page is updated as new information becomes available by the relevant tax agencies.
Homeowners' Property Tax Credit Program (HTC-1)
The Homeowners' Property Tax Credit (HTC-1) allows credits against the homeowner's property tax bill if the property taxes exceed a fixed percentage of the person's gross income. In other words, it sets a limit on the amount of property taxes any homeowner must pay based upon his or her income.
Eligibility
- You must own or have a legal interest in the property
- The dwelling on which you are seeking the tax credit must be your principal residence where you live at least six months of the year, including July 1, unless you are a recent home purchaser or unless you are unable to do so because of your health or need of special care
- Your net worth, not including the value of the property on which you are seeking the credit or any qualified retirement savings or Individual Retirement Accounts, must be less than $200,000
- Your combined gross household income cannot exceed $60,000
Application Deadline
The deadline for filing an application is October 1, 2024. Homeowners who file and qualify by April 15 will receive the credit directly on their tax bill. Persons who file later up until the October 1 deadline will receive any credit due in the form of a revised tax bill. Applicants filing after April 15 are advised not to delay payment of the property tax bill until receipt of the credit if they wish to receive the discount for early payment offered in some subdivisions. A new application must be filed every year if the applicant wishes to be considered for a tax credit.
Required Documentation
- If you filed or will file a Federal Income Tax Return for 2023, or if married and filed or will file separately, include a photocopy of the completed 2023 federal tax return(s), including all accompanying schedules and other forms, when submitting this application.
Additional Information & Resources
For more information, visit the Homeowners Property Tax Credit Program webpage
If you’d like to download an application, you may do so here, or apply online here. These links can also be found under the “Your Resources” tab located on this page.
If you have additional questions regarding the Homeowners’ Tax Credit, please contact the Department’s Homeowners’ Tax Credit Program at [email protected] or 410-767-5900.
Maryland Renters’ Property Tax Credit (RTC-1)
The Renters’ Property Tax Credit (RTC-1) provides a direct check payment of up to $1,000 a year for renters who paid rent in the State of Maryland and who meet certain eligibility requirements.
Eligibility
In order to be eligible for a Renters’ Tax Credit, you must meet one of the following eligibility requirements: Age 60 or over or 100% Disabled
- Have reached the age sixty (60) or over on or before December 31, 2021; or
- Be one hundred percent (100%) totally and permanently disabled as of December 31, 2021, and submit proof of disability from the Social Security Administration, other federal retirement system, Federal Armed Services or the local City/County Health Officer.
Under Age 60
- Had at least one dependent under the age of eighteen (18) living with you during 2021 and is listed on your Federal Income Tax Return (if filed), and you must include a copy of their social security card(s) and birth certificate(s) with this application; and
- Did not receive federal or state housing subsidies; and
- Your 2021 total gross household income was below the limit listed in Chart 2 of the 2022 Renters’ Tax Credit Application RTC-1 Form.
All applicants:
- Must have a bona fide leasehold interest in the property and be legally responsible for the rent
- The principal residence must be in Maryland and where the applicant resided for at least six (6) months in calendar year 2021
- The dwelling may be any type of rented residence or a mobile home pad on which the residence rests, but it may not include any unit rented from a public housing authority or from an exempt organization
- Applicant, spouse and/or co-tenant(s) must have a combined net worth of less than $200,000 as of December 31, 2021
Application Deadline
The deadline for filing an application is October 1 of the year in which the credit is sought to apply.
Required Documentation
- If you filed or will file a Federal Income Tax Return for 2023, or if married and filed or will file separately, include a photocopy of the completed 2022 federal tax return(s), including all accompanying schedules and other forms, when submitting this application.
- First time applicants, and those who have moved during the previous year, must submit a copy of their lease, rental agreement, canceled checks, money order receipts or other proof of rent paid.
- If applicant is totally disabled, please provide proof of disability. If applicant is under age sixty (60) with dependent children, include a copy of their social security card(s) and birth certificate(s).
Additional Information & Resources
For more information, visit the Renters’ Tax Credits webpage
If you’d like to download an application, you may do so here, or apply online here. These links can also be found under the “Your Resources” tab located on this page.
If you have additional questions regarding the Renters’ Tax Credit, please contact the Department’s Renters’ Tax Credit Program at sd [email protected] or 410-767-5915.
Your Resources
Your state accepts digital and mailed applications
Property Tax-Aide has independently selected the property tax relief programs featured on this website that we think are the most relevant and beneficial to older adults. It is not an exhaustive list of all property tax relief programs available in each state. Please consult your local tax agency for a comprehensive listing of property tax relief programs in your area.