Homeowners and renters are missing out on millions of dollars in tax relief. Use the resources below to learn more.
Maryland
You may be eligible to receive money back
Maryland Program Overview
Property Tax-Aide features Homeowners’ Property Tax Credit Program and Maryland Renters’ Property Tax Credit in Maryland.
The information on this page is updated as new information becomes available by the relevant tax agencies.
Homeowners' Property Tax Credit Program (HTC-1)
The Homeowners' Property Tax Credit (HTC-1) allows credits against the homeowner's property tax bill if the property taxes exceed a fixed percentage of the person's gross income. In other words, it sets a limit on the amount of property taxes any homeowner must pay based upon his or her income.
Eligibility
- You must own or have a legal interest in the property
- The dwelling on which you are seeking the tax credit must be your principal residence where you live at least six months of the year, including July 1, unless you are a recent home purchaser or unless you are unable to do so because of your health or need of special care
- Your net worth, not including the value of the property on which you are seeking the credit or any qualified retirement savings or Individual Retirement Accounts, must be less than $200,000
- Your combined gross household income cannot exceed $60,000
Application Deadline
The deadline for filing an application is October 1, 2025. However, if applicant submits a properly completed application by April 15th, 2025, and that application is not subject to an audit by the department, applicant will receive any credit due on the July 1, 2025 tax bill.
Required Documentation
- If you filed or will file a Federal Income Tax Return for 2024, or if married and filed or will file separately, include a photocopy of the completed 2024 federal tax return(s), including all accompanying schedules and other forms, when submitting this application.
- Proof of social security income, if applicable.
Additional Information & Resources
Apply: Download a Homeowners’ Property Tax Credit Application or apply online here.
More Information: Visit the Homeowners Property Tax Credit Program webpage.
Contact: If you have additional questions, please contact the Department’s Homeowners’ Tax Credit Program at [email protected] or 410-767-5900.
Maryland Renters’ Property Tax Credit (RTC-1)
The Renters’ Property Tax Credit (RTC-1) provides a direct check payment of up to $1,000 a year for renters who paid rent in the State of Maryland and who meet certain eligibility requirements.
Eligibility
To be eligible for a Renters’ Tax Credit, you must meet one of the following eligibility requirements and all five legal requirements:
Age 60 or Over, or 100% Disabled
- Have reached the age of 60 or over on or before December 31, 2024; or
- Be 100% totally and permanently disabled as of December 31, 2024, and submit proof of disability from the Social Security Administration, other federal retirement system, Federal Armed Services, or the local City/County Health Officer.
Under 60 Years of Age
- Had at least one dependent under the age of 18 living with you during 2024, listed on your Federal Income Tax Return (if filed), and include a copy of their social security card(s) and birth certificate(s) with your application.
- Did not receive federal or state housing subsidies.
- Your 2024 total gross household income was below the limit listed in Chart 2 on page 3 of the Renters’ Tax Credit Application (Form RTC-1), which is linked below. For example, for a 2-person household (applicant and dependent) the 2024 Gross Income Limit is $20,440.
All Applicants:
- Applicant must have a bona fide leasehold interest in the property and be legally responsible for the rent.
- First-time applicants, and those who have moved during the previous year, must submit a copy of their lease(s), rental agreement, cancelled checks, money order receipts, or other proof of rent paid. Other applicants must submit a copy upon request.
- The principal residence must be in Maryland and where the applicant resided for at least six (6) months in calendar year 2024.
- The dwelling may be any type of rented residence or a mobile home pad on which the residence rests, but it may not include any unit rented from a public housing authority or from an exempt organization.
- Applicant, spouse, and/or co-tenant(s) must have a combined net worth of less than $200,000 as of December 31, 2024.
Application Deadline
The deadline for filing an application is October 1 of the year in which the credit is sought to apply.
Required Documentation
- If you filed or will file a Federal Income Tax Return for 2024, or if married and filed or will file separately, include a photocopy of the completed 2024 federal tax return(s), including all accompanying schedules and other forms, when submitting this application.
- First time applicants, and those who have moved during the previous year, must submit a copy of their lease, rental agreement, canceled checks, money order receipts or other proof of rent paid.
- If applicant is totally disabled, please provide proof of disability. If applicant is under age sixty (60) with dependent children, include a copy of their social security card(s) and birth certificate(s).
Additional Information & Resources
For more information, visit the Renters’ Tax Credits webpage
If you have additional questions regarding the Renters’ Tax Credit, please contact the Department’s Renters’ Tax Credit Program at [email protected] or 410-767-5915.
Your Resources
Your state accepts digital and mailed applications
Property Tax-Aide has independently selected the property tax relief programs featured on this website that we think are the most relevant and beneficial to older adults. It is not an exhaustive list of all property tax relief programs available in each state. Please consult your local tax agency for a comprehensive listing of property tax relief programs in your area.