Homeowners and renters are missing out on millions of dollars in tax relief. Use the resources below to learn more.
Colorado
You may be eligible to receive money back
Colorado Program Overview
Property Tax-Aide features the PTC Rebate, Senior Property Tax Exemption, and Senior Citizen Property Tax Deferral programs in Colorado.
The information on this page is updated as new information becomes available by the relevant tax agencies.
PTC Rebate
The Property Tax, Rent, and Heat (PTC) Rebate is available for Colorado residents with low income who are older to help with their property tax, rent, and/or heat expenses this winter and beyond. The rebate amount can be up to $1,178 a year and you could receive up to a $38 TABOR refund ($19 for single filers).
If you previously claimed this rebate due to disability status, you will now need to claim the Disability Assistance Credit (DAC) instead, which is claimed on DR 0104CR and should be accompanied by DR 0104. If you qualify for both the PTC Rebate and the new DAC, you can claim either, but you cannot claim both.
If you previously claimed this rebate due to disability status, you will now need to claim the Disability Assistance Credit (DAC) instead, which is claimed on DR 0104CR and should be accompanied by DR 0104. If you qualify for both the PTC Rebate and the new DAC, you can claim either, but you cannot claim both.
Eligibility
You may be eligible if you:
- Resided in Colorado the entire previous calendar year
- Are a single person with total income of less than $19,094 or a married couple with total combined income of less than $25,788
- At least 65 years old or a surviving spouse at least 58 years old.If you were divorced before your spouse died, you are not considered a surviving spouse
- Are not claimed as a dependent on any other person's federal income tax return
Application Deadline
- Applications for the Colorado PTC rebate for 2025 are due by December 31, 2027
- Applications for the Colorado PTC rebate for 2024 are due by December 31, 2026.
Required Documentation
- Total gross income received
- Homeowners: Total amount of property tax paid
- Renters: Total rent paid and total heat/fuel expense paid if not included in your rent payment
- List of all the places you lived — and the dates you lived there — throughout the year.
- Driver’s license or ID number and expiration date. The Department might request additional proof of Colorado residency if your license or ID was not valid for the full year.
- Colorado residents who do not have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) can apply for an alternative identification (ID) from the Colorado Department of Revenue using Form DR 0019.
- First-time filers must provide proof of full-year Colorado residency.
- If you did not hold your Colorado driver’s license or ID card from January 1–December 31, 2025, you must attach a copy of your lease or rental agreement.
Resources & How to Apply
Apply:
You can apply for the Colorado Property Tax/Rent/Heat (PTC) Rebate online through Revenue Online. Anyone who has applied for the PTC Rebate within the last two years can file the application electronically for free. When filing online, click “File a PTC Rebate Application.” Supporting documentation must be uploaded as electronic attachments at the time the application is submitted.
If you prefer to apply by mail, you can also use the paper PTC Rebate application and instructions:
PTC Rebate Paper Application + Instructions
More information:
For additional details about eligibility, benefits, and required documentation, visit the official Property Tax/Rent/Heat Credit (PTC) Rebate webpage: https://tax.colorado.gov/PTC-rebate
Questions:
If you have questions about the PTC Rebate Program, contact the Colorado Taxpayer Helpline at (303) 238-7378.
Senior Property Tax Exemption
The program provides an exemption of up to half of the first $200,000 in the market value from property taxes for qualifying residential homeowner. The maximum exemption is $100,000. The program is dependent upon state funding being available. If the program isn’t funded in one year, you are encouraged to apply and be placed in the system for future funding.
Eligibility
- You must be at least 65 years old on January 1 of the year in which you want to qualify. This means that most people will apply the year after they turn 65, since they must already be 65 on January 1 of that year.
- You must be the owner of record. Owner of record means an individual whose name appears on a valid recorded deed to residential real property as an owner of the property. The title can be held individually, as joint tenants, or as tenants in common. You can also qualify if you hold a life estate in the property
- You must have been the owner of record for at least 10 consecutive years prior to January 1.
- You must occupy the property as your primary residence.
- You must have occupied the property as your primary residence for at least 10 consecutive years prior to January 1.
Application Deadline
Applications can be filed between January 1 and July 15, with the county assessor. The exemption remains in effect until a disqualifying event, such as sale of the property or you move. Annual application is not required
Required Documentation
- Application form, either: Short Form application is used if you qualify as a senior and are applying for yourself or the Long Form application is used if you are a surviving spouse of a senior who previously qualified
- Application form requires social security numbers of all persons who occupy the property as their primary residence
Resources & How to Apply
Senior Citizen Short Form Application
Senior Citizen Short Form Instructions
Senior Citizen Long Form Application
Senior Citizen Long Form Instructions
This information can also be found on the Colorado Division of Property Taxation website
If you have questions regarding the senior property tax exemption, contact the Colorado Division of Property Taxation at (303) 864-7777 or contact your county assessor.
Contact information for county assessors can be found on the Colorado Assessors’ Association website or the Colorado Senior Property pdf
Senior Citizen Property Tax Deferral
The Property Tax Deferral Program has traditionally helped seniors to afford to live in their homes by deferring the payment of their property taxes. The deferral loan is recorded as a junior lien against the participant’s property. It does not have to be repaid until the participant no longer qualifies, leaves the program, or sells the property.
Eligibility
- Taxpayer must be 65 or older. Surviving spouse may be considered for continuing the deferral. The state treasurer office must review and approve any such request.
- The property must be owner-occupied. The owner must own the property fee-simple or own the mobile home under a recorded instrument of sale.
- The property must be residential and not income-producing.
- All previous property taxes must have been paid in full
- The total value of all liens or mortgages and deeds of trust must be less than or equal to 75% of the actual value of the property. If not less than or equal to 75%, a complete subordination agreement in the form described by the state will be required. The total value of liens or mortgages, deeds of trust and deferrals cannot exceed 100% of the actual value.
Application Deadline
Application must be filed between January 1 and April 1. The taxpayer must reapply each year to continue deferring prior year taxes, as well as to request deferral on current year taxes.
Required Documentation
- The value of the property, based on the most recent appraisal by the county assessor
- List all mortgages which constitute liens on the property, and where all these are recorded in county records,
Resources & How to Apply
Apply:
To apply for the Senior Citizen Property Tax Deferral, file online here:
Senior Citizen Property Tax Deferral Application
Market Value: You can find your property’s market value on your current tax bill or on your County Assessor’s website.
More information:
Visit the Colorado Property Tax Deferral FAQ page.
Questions:
For questions about eligibility or your application, contact your County Treasurer or call 833-634-2513.
For questions about deferral payments:
* Colorado State Treasurer: (303) 866-5327
* Email: [email protected]
Find your local office:
* County Treasurer Directory
* County Assessor Directory
Take the Next Step
Take the first step toward property tax relief — use the resources below to find application links or contact your local tax authority for help.
Your state accepts digital and mailed applications
Property Tax-Aide has independently selected the property tax relief programs featured on this website that we think are the most relevant and beneficial to older adults. It is not an exhaustive list of all property tax relief programs available in each state. Please consult your local tax agency for a comprehensive listing of property tax relief programs in your area.