Eligibility Check

New York Program Eligibility

Discover if you — or a loved one — are eligible to save money with property tax relief.

Click the Am I Eligible? button below to get started.

Property Tax-Aide features Real Property Tax Credit for Homeowners and Renters, The School Tax Relief (STAR) program, and Senior Citizen Homeowners’ Exemption (SCHE) in New York State.

The information on this page is updated as new information becomes available by the relevant tax agencies.

Real Property Tax Credit for Homeowners and Renters

The real property tax credit may be available to New York State residents who have household gross income of $18,000 or less, and pay real property taxes or rent for their residences, or both. If all members of your household are under age 65, the credit can be as much as $75. If at least one member of your household is age 65 or older, the credit can be as much as $375.

Real property taxes paid are all current, prior, and prepaid real property taxes, special ad valorem levies and assessments levied upon residence owned or previously owned by the qualified taxpayer (or spouse, if spouse occupied the residence for at least six months) have been paid during the tax year.

Application Deadline

File your 2025 claim after January 1, 2026, but not later than April 16, 2029.

You can receive a Real Property Tax Credit refund for past years if you complete and file for the year or years that you were eligible before these dates:

Year Last date to file:

2022 April 15, 2026

2023 April 15, 2027

2024 April 17, 2028

Am I eligible?

The School Tax Relief (STAR) Program – Basic and Enhanced

The New York STAR program provides property tax relief to eligible New York State homeowners. Most homeowners receive STAR benefits through the STAR credit, which is paid directly to the homeowner and can be used to help pay school taxes. Homeowners who meet the program’s eligibility requirements and are not currently receiving the STAR exemption may register for the STAR credit with the New York State Department of Taxation and Finance.

Important note about the STAR exemption:
The STAR exemption is no longer available to new applicants. You can only continue receiving the STAR exemption if you were already receiving it for the same home in 2015. Most homeowners who were not receiving the exemption at that time must register for the STAR credit instead. Homeowners who are already receiving the STAR exemption may be able to continue it or upgrade to Enhanced STAR, but once a homeowner switches to the STAR credit, they cannot switch back to the exemption.

Application Deadline

You should register for the STAR Credit as soon as your home becomes your primary residence. Once you are registered you do not need to register again unless there has been a change in the ownership of the property.

Once you register for the STAR Credit, the New York State Department of Taxation and Finance will determine each year whether you qualify for Basic or Enhanced STAR and issue the appropriate credit

Am I eligible?

Senior Citizen Exemption

Local governments and school districts in New York State can opt to grant a reduction on the amount of property taxes paid by qualifying senior citizens. This is accomplished by reducing the taxable assessment of the senior's home by as much as 50%.

To qualify, seniors generally must be 65 years of age or older and meet certain income limitations and other requirements. For the 50% exemption, the law allows each county, city, town, village, or school district to set the maximum income limit at any figure between $3,000 and $50,000.

Application Deadline

In most communities, the deadline for submitting exemption applications is March 1. However, the dates vary in some cities and counties. Please confirm the date with your assessor.

Some municipalities permit late filing in certain hardship situations or for exemption renewals. Contact your assessor to see if your municipality offers these provisions.

When qualifying seniors buy property after the deadline, then the senior can apply up to 30 days after the purchase. The assessor then has 30 days to decide whether the senior would have qualified for the exemption if the senior owned the property as of the deadline.

Am I eligible?

Property Tax-Aide has independently selected the property tax relief programs featured on this website that we think are the most relevant and beneficial to older adults. It is not an exhaustive list of all property tax relief programs available in each state. Please consult your local tax agency for a comprehensive listing of property tax relief programs in your area.