New Jersey Program Eligibility
Discover if you — or a loved one — are eligible to save money with property tax relief.
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Property Tax-Aide features six property tax relief programs in New Jersey: Anchor Benefit, Property Tax Reimbursement (Senior Freeze), Senior Citizen and Disabled Persons Property Tax Deduction, Veterans Property Tax Deduction, Disabled Veteran Property Tax Exemption, and the Property Tax Deduction/Credit for Homeowners and Tenants.
The information on this page is updated as new information becomes available by the relevant tax agencies.
ANCHOR (Affordable New Jersey Communities for Homeowners and Renters)
Residents age 65 or older, as well as those receiving Social Security retirement or disability benefits, must file the combined PAS-1 application, which is available online and by mail beginning in early 2026. Homeowners and renters under age 65 who are not receiving Social Security disability benefits may have their ANCHOR benefit automatically processed by the state based on existing information, while others may need to submit an application if they do not receive confirmation that their benefit will be processed automatically.
Payment Amounts in 2026 based on 2025 income are:
- Homeowners with income of $150,000 or less will receive $1,500 ($1,750 if age 65 or older).
- Homeowners with income of more than $150,000 and up to $250,000 will receive $1,000 ($1,250 if age 65 or older).
- Renters with an income of $150,000 or less will receive $450 ($700 if 65 or older).
Application Deadline
The application deadline is November 2, 2026. Once you file, the Division of Taxation will determine which programs you qualify for and the amount of each benefit.
If you were under 65 on December 31, 2025, and not receiving Social Security Disability or Railroad Retirement Disability benefits during 2025, you will be able to apply for the ANCHOR program in the summer of 2026.
NJ Property Tax Reimbursement (Senior Freeze)
Applicants submit a single application to claim benefits from Senior Freeze, ANCHOR, and the new Stay NJ Program. Senior Freeze eligibility is based on residency, income, and age as of 2024 and 2025.
Application Deadline
The application deadline is November 2, 2026. Once you file, the Division of Taxation will determine which programs you qualify for and the amount of each benefit.
Stay New Jersey
Application Deadline
To receive benefits, you must complete the application and submit it with any required documents by November 2, 2026. Once you file, the Division of Taxation will determine which programs you qualify for and the amount of each benefit.
100% Totally and Permanently Disabled Veterans Property Tax Exemption
If you are a surviving spouse or civil union/domestic partner of an honorably discharged veteran who was 100% permanently and totally disabled during active duty service, you also may qualify.
Application Deadline
You can file this form at any time during the tax year. Partial or prorated exemption is permitted for the remainder of any taxable year from the date ownership or title to the dwelling house is acquired provided all other eligibility requirements are met.
$250 Veterans Property Tax Deduction
You also may qualify if you are a surviving spouse/civil union/domestic partner of an honorably discharged veteran with active-duty military service.
Application Deadline
File Form V.S.S. and all documentary proof with your municipal tax assessor from October 1 through December 31 of the pretax year, i.e., the year prior to the calendar tax year or with the municipal tax collector from January 1 through December 31 of the calendar tax year. For example, for a property tax deduction claimed for calendar tax year 2026, the pretax year filing period would be October 1 – December 31, 2025 with the assessor and the tax year filing period would be January 1 – December 31, 2026 with the collector.
$250 Senior Citizens and Disabled Persons Property Tax Deduction
Application Deadline
File Form PTD and all documentary proofs with your local assessor or tax collector from October 1 through December 31 of the pretax year. For example, for a property tax deduction claimed for calendar tax year 2025, the pretax year filing period would be October 1 – December 31, 2024, with the assessor and the tax year filing period would be January 1 – December 21, 2025, with the collector.
For subsequent years, you will have to file Form PD5 with your tax collector every year, on or before March 1 of the post-tax year, to maintain the deduction.
NJ Property Tax Deduction/Credit for Homeowners and Tenants
Most low-income seniors and blind or disabled persons who do not otherwise file a NJ-1040 income tax return are still entitled to receive a $50 property tax credit. See exception in the Program Eligibility section below.
Application Deadline
April 15, 2026
Property Tax-Aide has independently selected the property tax relief programs featured on this website that we think are the most relevant and beneficial to older adults. It is not an exhaustive list of all property tax relief programs available in each state. Please consult your local tax agency for a comprehensive listing of property tax relief programs in your area.